It’s Not Too Late: You Can Still File a Hail Damage Claim from Last Month’s Storm
It’s been about a month since the hail rolled through, and if you’ve been putting off getting your roof looked at, you’re not alone. Life gets busy. The damage might not look that bad from the ground. Maybe you figured the window to do anything about it has already closed.
Here’s the good news: it hasn’t.
You Still Have Time to File an Insurance Claim
Most homeowners insurance policies give you a full year (sometimes two) to file a hail damage claim after the storm date. A month out is still well within that window. The bigger issue isn’t the calendar, it’s what happens to your roof while you wait.
Hail damage doesn’t fix itself. Those bruised shingles, fractured granules, and small impact points are already letting water work its way under the surface. Every rainstorm since the hail event has been quietly making things worse, even if your ceilings still look fine inside.
Why Waiting Costs You More
Here’s what we see all the time at ARC Contracting:
Homeowners wait, assuming a small leak or a few missing granules isn’t urgent. Six months later, the decking is rotted, the insulation is soaked, and what could have been a straightforward insurance claim turns into a much bigger out-of-pocket repair, because insurance companies can argue the additional damage came from neglect, not the original storm.
The sooner you document the damage and get a claim started, the cleaner the process is for everyone.
What a Free Inspection Actually Involves
When we come out, we do a full roof inspection looking specifically for hail strike patterns, soft spots, granule loss, and damage to vents, flashing, gutters, and siding. We take photos and notes you can use whether you decide to file a claim or not.
If we find damage that warrants a claim, we’ll walk you through exactly what that process looks like and what to expect from your insurance adjuster. If we don’t find anything significant, we’ll tell you that too. No pressure, no upsell.
Schedule Your Free Inspection
If your home took hail last month and you haven’t had it looked at yet, now’s the time. The claim window is still open, but the damage is only getting worse the longer it sits.
Call ARC Contracting today to schedule your free hail damage inspection. We’ll come out, give you a straight answer about what we find, and help you figure out next steps.
